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Rent House vs Buy House: Which Is Better | Free Calculator to Decide

Original: Rent House vs Buy House Which is Better | Free Calculator to find out Rent house or Buy house

2.2M views · Jul 08, 2020 · 22:58 min · Watch on YouTube ↗
Takeaway

Don't decide rent vs buy on emotion: run your own numbers in the calculator since the right answer depends heavily on rental yield, loan rate, and how long you'll stay.

Summary

  • Frames the rent-vs-buy decision as one of the biggest financial decisions a family makes and pushes a numbers-based approach over emotional reasoning.
  • Provides a free downloadable Excel calculator that takes inputs like home loan EMI, down payment, rent, expected appreciation, and rental yield to compare both options.
  • Argues that simply assuming property always appreciates is wrong; you must account for loan interest, maintenance, taxes, and opportunity cost of the down payment if invested instead.
  • Walks through example scenarios where renting plus investing the surplus beats buying, and where buying wins, depending on tenure and city-specific rental yields.
  • Calls out peer/family pressure as a common reason people buy houses they cannot afford and urges viewers to plug in their own numbers before deciding.
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