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🏠 Real Estate

Buy vs rent, plot vs flat, RERA, builder traps, rental yield analysis, home loan structuring.

18 videos · real estateReal Estatehome loanhome buyingrental actRent vs Buy

The workflow

flowchart LR
    A[Buy vs Rent<br/>analysis] --> B{Decision}
    B -->|Rent| C[Invest the<br/>difference in MF]
    B -->|Buy| D{Plot or Flat?}
    D -->|Plot| E[Title check, RERA,<br/>encumbrance cert]
    D -->|Flat| F[Builder track record,<br/>RERA, OC, possession]
    E --> G[Loan + tax planning]
    F --> G
    G --> H[Registration<br/>& stamp duty]

The diligence checklist before signing — saves lakhs in problems later.

Key takeaways

Don't decide rent vs buy on emotion: run your own numbers in the calculator since the right answer depends heavily on rental yield, loan rate, and how long you'll stay.
Before buying any property, run through a 15-point legal checklist focused on title, encumbrance certificate, and seller verification.
Buy property only if you have 20% down payment liquid and 30-40% savings rate; choose apartment vs house based on lifestyle, not emotion.
High-rise apartments offer amenities and security, but flat selection depends on family needs — middle/upper floors balance views, ventilation, and accessibility best.
India's Model Tenancy Act formalizes landlord-tenant rights with mandatory agreements, defined repair duties, capped security deposits and penalties on overstaying tenants.
Commercial rentals and structured holiday rentals offer much higher yields and tax efficiency than traditional residential rental.

Videos (18)

Rent House vs Buy House: Which Is Better | Free Calculator to Decide

Don't decide rent vs buy on emotion: run your own numbers in the calculator since the right answer depends heavily on rental yield, loan rate, and how long you'll stay.

2.2M views · Jul 08, 2020

15 Legal Points Checklist for Property (Apartment, Land, Villa, Farm Land, Commercial Space)

Before buying any property, run through a 15-point legal checklist focused on title, encumbrance certificate, and seller verification.

1.7M views · May 27, 2023

House vs Apartment: Which One to Buy? Buying a Dream House — Which is Better?

Buy property only if you have 20% down payment liquid and 30-40% savings rate; choose apartment vs house based on lifestyle, not emotion.

350.8K views · Nov 04, 2023

Buying a High Rise Apartment? Important Points to Check

High-rise apartments offer amenities and security, but flat selection depends on family needs — middle/upper floors balance views, ventilation, and accessibility best.

349.1K views · Aug 31, 2024

Whether you rent out or live in a rented house, know about the New Rental Act introduced by Govt

India's Model Tenancy Act formalizes landlord-tenant rights with mandatory agreements, defined repair duties, capped security deposits and penalties on overstaying tenants.

290.0K views · Jun 05, 2021

Best Rental Income Strategies: Commercial vs Residential Real Estate

Commercial rentals and structured holiday rentals offer much higher yields and tax efficiency than traditional residential rental.

204.5K views · Apr 12, 2025

What are REITs in Telugu? How to Invest in REAL ESTATE with Rs.100

REITs offer retail investors a Rs.100-entry route into high-yielding commercial real estate, with current post-COVID valuations making it an attractive entry point.

149.1K views · Jan 06, 2024

Big Real Estate Scams Revealed - Beware - Scammed EP 3

Avoid pre-launch real-estate offers and always verify encumbrance, RERA and OC paperwork before paying any builder.

134.2K views · Nov 25, 2023

Will Buying a House Be Possible for the Middle Class After 2030? Reality Check!

Builders' artificial price inflation plus uninsured household shocks are pricing the middle class out of homeownership — insurance and disciplined investing are essential defenses.

124.9K views · Aug 30, 2025

Ep-209 #AskMoneyPurse

Avoid real-estate pre-launches unless you can stomach 5+ years of illiquid risk; career stability beats salary peaks.

113.8K views · Feb 16, 2025

How much return does your property actually give you — basic to advanced financial calculations

Always convert your property's gain to a CAGR and compare it against what the same money in SIPs would have produced before celebrating real-estate returns.

94.5K views · Apr 09, 2022

My Land Was Stolen | Real Estate Fraud | Must Watch

Open plots without active monitoring are sitting ducks for encroachment in today's environment - working professionals should favour gated community land.

80.5K views · Feb 10, 2024

New House vs Old House - Which is Best to Buy? When is it Profitable?

Stick to the 28/36 rule for housing EMI and total debt, and never buy a house on FOMO without proper research.

71.9K views · Apr 13, 2024

Ask EP-92 Best Option For Investing In A Second House

Avoid second homes for rental yield (1.5% in Hyderabad is too low); EV battery and e-waste recycling are better emerging themes, and order-book stocks ride sentiment over execution.

70.4K views · Oct 09, 2022

New Rental Rules 2025 | Massive benefit for those renting

Model Tenancy Act 2025 caps deposits at 2 months residential, mandates registered agreements within 2 months, and limits rent hikes to 5-10%.

53.0K views · Dec 27, 2025

Why is Real Estate near Statue of Equality growing well?

Strong sold-out track record near Statue of Equality reflects premium real estate demand with full RERA compliance.

50.3K views · Jun 11, 2022

How to Protect Your Home From HYDRA - Must Watch for Property Buyers

Verify land titles and HYDRA/buffer-zone status before buying property in Hyderabad — encroached land can be demolished overnight regardless of how much you paid.

47.6K views · Sep 14, 2024

Buy a House or Invest? - Ask MoneyPurse

Don’t over-leverage with a Rs 45L home loan plus heavy equity allocation on Rs 80k salary - choose between buying the house and aggressive equity investing.

37.5K views · Aug 08, 2022