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Old Tax Regime vs New Tax Regime: Which Should You Choose | Free Income Tax Calculator

Original: Old Tax VS New Tax เฐเฐฆเฐฟ Choose เฐšเฑ‡เฐธเฑเฐ•เฑ‹เฐตเฐกเฐ‚ Better Easy เฐ—เฐพ เฐคเฑ†เฐฒเฑเฐธเฑเฐ•เฑ‹เฐ‚เฐกเฐฟ | With Free Income Tax Calculator

448.9K views ยท Feb 01, 2023 ยท 10:58 min ยท Watch on YouTube โ†—
Takeaway

For most middle-income earners with under Rs.1 lakh of deductions, the new tax regime is cheaper - run your own numbers in the calculator before April filing.

Summary

  • Walks viewers through choosing between India's old (deduction-heavy) and new (lower-slab, no-deduction) tax regimes using a free calculator.
  • Worked example at Rs.10 lakh income: even with Rs.50,000 ELSS/mutual fund deduction the new tax regime comes out better.
  • Even at Rs.96,000 of HRA + other deductions, the new regime stays cheaper - the breakeven point is higher than most viewers assume.
  • Conclusion: most salaried earners under Rs.15 lakh with modest deductions should default to the new regime unless they have very large 80C+HRA+home-loan claims.
Tax PlanningNew Tax RegimeOld vs NewIncome TaxCalculator
Original description 
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