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US vs India: Where to Invest Now? Best Strategy to Protect Your Portfolio

Original: US๐Ÿ‡บ๐Ÿ‡ธ Vs India๐Ÿ‡ฎ๐Ÿ‡ณ เฐ‡เฐชเฑเฐชเฑเฐกเฑ เฐŽเฐ•เฑเฐ•เฐกเฐฟ Stocks เฐฒเฑ‹ Invest เฐšเฑ†เฐฏเฑเฐฏเฐกเฐ‚ Better? Best Strategy To Protect Our Gains

44.8K views ยท Mar 26, 2023 ยท 14:27 min ยท Watch on YouTube โ†—
Takeaway

Diversify FDs across multiple banks (small-finance banks are risky), keep buying additional term cover from other insurers if your primary won-t top up, and never time mutual-fund exits against a flat market.

Summary

  • Ask Money Purse Q&A session: 40-year-old viewer with Rs 40 lakh in small-finance banks earning ~Rs 25,000/month interest; host warns small-finance banks are very risky.
  • Caller wants to leave corporate job - host runs corpus-vs-expenses math (343 months of expenses) and approves a measured early exit if health and term insurance are in place.
  • Existing insurer won-t increase life cover to Rs 1 crore; host says buying a second term plan from a different insurer is fine and recommended.
  • For under-1-year accumulation toward home-loan prepayment, liquid funds (3-month duration) are the best option, not equity.
  • If your 10-year mutual-fund tenure ends in a bear market like 2022-23, shorten/extend the horizon - never withdraw entire SIP at the bottom.
Q&ATerm InsuranceSmall Finance BankEarly RetirementLiquid Funds
Original description
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๐Ž๐ง๐ฅ๐ข๐ง๐ž เฐฒเฑ‹ ๐„๐š๐ฌ๐ฒ เฐ—เฐพ ๐ƒ๐ž๐ฆ๐š๐ญ ๐š๐œ๐œ๐จ๐ฎ๐ง๐ญ ๐จ๐ฉ๐ž๐ง เฐšเฑ‡เฐฏเฐกเฐ‚ เฐŽเฐฒเฐพ ๐Ÿ‘‰ https://youtu.be/9Pz_ADhR5Q8

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You can compare Term Insurance here  ๐Ÿ‘‰ https://tinyurl.com/bdysmh59                  

You can compare Health Insurance here  ๐Ÿ‘‰ https://tinyurl.com/pgc9dcxc 

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What is in for you?
00:00 Intro
00:32 Retirement Calculation
06:19 Buzzing Stock
07:52 Multiple Term Plans
09:22 Sunday Funday
09:58 Short Term Investment Option
11:58 Inheritance Tax
12:10 Best Strategy to protect your Gains
13:24 US vs India