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Ep-259: This is not the right product! #AskMoneyPurse

Original: Ep-259 | This is not the right product! | #askmoneypurse

116.1K views ยท Jan 31, 2026 ยท 24:35 min ยท Watch on YouTube โ†—
Takeaway

Don't over-build your emergency fund; redirect surplus into equity SIPs once 1 year is parked.

Summary

  • Shows BSE Small Cap Index 20-year chart with 200-day moving average to teach how often the index dips below trend
  • Argues current correction is normal and within historical patterns
  • Advises a viewer to size emergency fund to ~1 year (not over-fund Rs 15,000/month indefinitely)
  • Once 1-year emergency fund is built, redirect surplus into existing mutual fund SIPs
  • Warns the 'dividend payout' mutual-fund product is the wrong product for many investors
Emergency FundSmall CapSIPDividend PlanAsset Allocation
Original description 
๐Ÿ“Œ ๐Ž๐ฉ๐ž๐ง ๐˜๐จ๐ฎ๐ซ ๐ƒ๐ž๐ฆ๐š๐ญ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ
๐’๐’†๐’“๐’๐’…๐’‰๐’‚ ๐‘จ๐’„๐’„๐’๐’–๐’๐’• ๐‘ณ๐’Š๐’๐’Œ ๐Ÿ‘‰ https://zerodha.com/open-account?c=ZM...
๐‘จ๐’๐’ˆ๐’†๐’ ๐‘ฉ๐’“๐’๐’Œ๐’Š๐’๐’ˆ ๐Ÿ‘‰ https://angel-one.onelink.me/Wjgr/8vx...
๐”๐๐’๐“๐Ž๐— ๐Ÿ‘‰ https://tinyurl.com/y8sbw9w8
๐…๐‹๐˜๐„๐‘๐’ ๐Ÿ‘‰ https://bit.ly/3JZwgyc

๐Ÿ“Œ ๐๐ž๐ฌ๐ญ ๐“๐ž๐ซ๐ฆ & ๐‡๐ž๐š๐ฅ๐ญ๐ก ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž (๐’๐ฉ๐š๐ฆ-๐Ÿ๐ซ๐ž๐ž ๐€๐๐ฏ๐ข๐œ๐ž)
๐ƒ๐ข๐ญ๐ญ๐จ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐Ÿ‘‰ https://ditto.sh/1bzezx


Discover the latest company entering India's high-growth defense systems sector. From UAV components to missile electronics, we analyze the stock's potential ahead of the 2026 Defense Budget surge. Is this the next multibagger?

๐Ÿ”” ๐‰๐จ๐ข๐ง ๐Ž๐ฎ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‚๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ฒ

๐“๐ž๐ฅ๐ž๐ ๐ซ๐š๐ฆ ๐Ÿ‘‰ https://telegram.openinapp.co/money-p...
๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐‚๐ก๐š๐ง๐ง๐ž๐ฅ ๐Ÿ‘‰ https://tinyurl.com/32cra3sc
๐†๐ž๐ญ ๐…๐ข๐ญ ๐…๐š๐ฆ๐ข๐ฅ๐ฒ (๐’๐ญ๐ซ๐š๐ฏ๐š) ๐Ÿ‘‰ https://strava.app.link/4U0TAr1zzTb

๐Ÿค ๐’๐ญ๐š๐ฒ ๐‚๐จ๐ง๐ง๐ž๐œ๐ญ๐ž๐ ๐–๐ข๐ญ๐ก ๐”๐ฌ
๐ˆ๐ง๐ฌ๐ญ๐š๐ ๐ซ๐š๐ฆ ๐Ÿ‘‰   / moneypurseadv  
๐“๐ฐ๐ข๐ญ๐ญ๐ž๐ซ ๐Ÿ‘‰   / moneypurseadv  
๐…๐š๐œ๐ž๐›๐จ๐จ๐ค ๐Ÿ‘‰   / moneypurseadv  

00:00 The opportunity!!! 
06:21 Invested 50% of my portfolio in single stock 
08:24 Leave job and start a business
13:37 Is this โ‚น6 stock going to be the next BSE?
14:48 Cyber Security stocks 
16:26 Sunday Funday
16:42 High-Growth SME Stock in cheap valuations
18:36 World War 3, exit from the stock market?
21:09 Bharat coking coal, Time to add
23:15 Is this company entering into defense systems?

Thanks for watching.
Team Money Purse

Disclaimer: We are not SEBI registered. Before taking any positions, contact your financial advisor. we are not responsible for any Profits or losses; whatever we are providing here is purely educational and informational point of view