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Rs 60 Lakh Insurance for Just Rs 8/Day โ€” A Boon for Middle Class

Original: เฐ•เฑ‡เฐตเฐฒเฐ‚ 8/DAY เฐ•เฐฟ, 60 เฐฒเฐ•เฑเฐทเฐฒ เฐญเฑ€เฐฎเฐพ Middle Class เฐ•เฐฟ เฐตเฐฐเฐ‚

68.6K views ยท Mar 26, 2026 ยท 11:16 min ยท Watch on YouTube โ†—
Takeaway

For Rs 3,000/year SBI Group Accidental Insurance gives Rs 60 lakh cover for any accident, but is supplementary โ€” term insurance must come first.

Summary

  • SBI Group Accidental Insurance Policy: Rs 60 lakh sum assured for premium of Rs 8.20/day (Rs 3,000/year).
  • Eligibility: anyone aged 18-65, including gig workers, construction workers, business owners โ€” no documentation/salary slip rejection issues.
  • Covers death from any accident: road accident, fire, natural disaster, snake bite, workplace accidents โ€” not just road accidents.
  • Benefits include permanent total disability (loss of 2 limbs/eyes = full Rs 60 lakh), partial disability (percentage-based payout), Rs 20,000 children education benefit (up to 2 kids), Rs 10,000 funeral expenses, Rs 1,500 ambulance allowance, Rs 20,000 adoption/home modification allowance.
  • Strong reminder: term insurance is still mandatory first since accidental policy only pays for accidental deaths โ€” 83% of Indians lack term insurance.
accidental insuranceSBIterm insurance
Original description 
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Thanks for watching.
Team Money Purse

00:00 Intro
00:53 About the Policy
04:42 Additional Features
08:23 Eligibility & Application process
09:35 Other similar Policies

Disclaimer: We are not SEBI registered. Before taking any positions, contact your financial advisor. we are not responsible for any Profits or losses; whatever we are providing here is purely educational and informational point of view