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The leverage risk behind a claimed 20% NRI deposit return

Original: 20% Return เฐ‡เฐšเฑเฐšเฑ‡ FD | NRIเฐฒเฐ•เฑ Golden Opportunity เฐชเฑŠเฐ‚เฐฆเฐกเฐพเฐจเฐฟเฐ•เฐฟ เฐ‡เฐ‚เฐ•เฐพ 76 เฐฐเฑ‹เฐœเฑเฐฒเฑ เฐฎเฐพเฐคเฑเฐฐเฐฎเฑ‡!

103.2K views ยท Jul 18, 2026 ยท 12:09 min ยท Watch on YouTube โ†—
Takeaway

A leveraged deposit strategy is materially different from a simple FD, even when marketed with a guaranteed-return headline.

Summary

  • The host explains that the promoted 20% return involves borrowing against a deposit and reinvesting, rather than a plain fixed deposit paying that interest rate.
  • The illustration uses leverage up to nine times the investor's own money; the spread between deposit income and borrowing cost determines the amplified return.
  • Changing interest rates can narrow that spread or produce losses, so the host rejects describing the leveraged outcome as guaranteed.
  • The program also warns against urgency-driven signing and insurance products being presented as deposits, urging viewers to read the actual contract.
nri-depositsleveragemis-selling
Original description 
Our SEBI Registration:Our promoters-owned company & promoters hold various registrations with regulators&regulated entities
Money Purse FinservLLP (SEBI:INA000022260,AMFI:ARN116900,APMI:APRN06893)
RKSV Securities:Sai Krishna Pathri AP2513030911
Angel One:Shahin Shaik AP011061201164011


๐Ÿ“Œ ๐Ž๐ฉ๐ž๐ง ๐˜๐จ๐ฎ๐ซ ๐ƒ๐ž๐ฆ๐š๐ญ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ
๐’๐’†๐’“๐’๐’…๐’‰๐’‚ ๐‘จ๐’„๐’„๐’๐’–๐’๐’• ๐‘ณ๐’Š๐’๐’Œ ๐Ÿ‘‰ https://zerodha.com/open-account?c=ZM...


๐Ÿ”” ๐‰๐จ๐ข๐ง ๐Ž๐ฎ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‚๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ฒ

๐“๐ž๐ฅ๐ž๐ ๐ซ๐š๐ฆ ๐Ÿ‘‰  https://telegram.openinapp.co/money-p...
๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐‚๐ก๐š๐ง๐ง๐ž๐ฅ ๐Ÿ‘‰ https://tinyurl.com/32cra3sc
๐†๐ž๐ญ ๐…๐ข๐ญ ๐…๐š๐ฆ๐ข๐ฅ๐ฒ (๐’๐ญ๐ซ๐š๐ฏ๐š) ๐Ÿ‘‰ https://strava.app.link/4U0TAr1zzTb

๐Ÿค ๐’๐ญ๐š๐ฒ ๐‚๐จ๐ง๐ง๐ž๐œ๐ญ๐ž๐ ๐–๐ข๐ญ๐ก ๐”๐ฌ
๐ˆ๐ง๐ฌ๐ญ๐š๐ ๐ซ๐š๐ฆ ๐Ÿ‘‰   / moneypurseadv  
๐“๐ฐ๐ข๐ญ๐ญ๐ž๐ซ ๐Ÿ‘‰   / moneypurseadv  
๐…๐š๐œ๐ž๐›๐จ๐จ๐ค ๐Ÿ‘‰   / moneypurseadv  

What is in for you?
00:00 Intro
01:45 Question
02:36 Brief about FCNR & its Buzz
06:14 The Buzz of 20% Return

Thanks for watching.
Team Money Purse

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